ARTICLES
A Consumer’s Guide to the Texas SR-22 – Full Article
Introduction: My name is Jay Freeman and I am a Texas insurance agent specializing in the issuance of the Texas SR-22 form for over 35 years. My purpose in writing this series is to provide some guidance for those people who find themselves in the position of needing...
Driving Without Your License
Texas driver operating a motor vehicle on a Texas roadway must have a valid driver’s license with them. Penalties for driving without a license: Fine up to $200 for the 1st offenseFine up to $200 for the 2nd offense within one yearFine up to $200 and/or up to six...
What Happens when I get a Ticket for No Liability Insurance
In Texas, a driver must maintain proof of financial responsibility which usually includes liability insurance with a minimum coverage of: $30,000 for bodily injury on one person per accident,$60,000 for bodily injury of two or more persons per accident, and$25,000 for...
Driving While License Suspended (DWLS) or Driving While License Invalid (DWLI)
A driving while license suspended (DWLS) usually happens when a person forgets to pay a ticket, and their license gets suspended. The person may not even realize until after they get pulled over a simple traffic ticket. When this happens, the person finds themselves...
Occupational Driver’s License
This article was originally published on August 1, 2021, and has been reviewed and updated as of February 2026 to reflect current Texas DPS guidelines. An occupational driver license allows limited daily hours and routes to drive a personal (non-commercial) vehicle...